Do you actually know where you stand with your mortgage?

MortgageClarity turns your loan details into a personalized dashboard — where you stand, what your options are, and a scored assessment of your mortgage health.

4–6 years

Homeowners who make one extra payment per year can cut 4–6 years off a 30-year mortgage.

CFPB^†

1 in 5

Only 1 in 5 homeowners know their current loan-to-value ratio.

Industry survey^†

28% / 36%

Lenders typically look for housing costs under 28% of income and total debt under 36%.

Fannie Mae^†

Existing Mortgage Tracker

See exactly where you are in your loan, today.

Payoff Accelerator

Find out how much time and money extra payments save you.

Affordability Checker

Know before you buy whether this mortgage fits your life.

Mortgage Health Score

B — 74/100

Loan Progress18 / 25

Equity Position20 / 25

Interest Efficiency17 / 25

Payoff Horizon11 / 15

Extra Payments8 / 10